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Rate Specials

Make the most of your money with these great rate specials. Choose from a variety of personal savings options to best fit your goals and invest safely with a guaranteed return! Each account offers a unique minimum balance and interest rate.

Visit a branch today to open your new account, or contact us at 815-433-2525 for more information.

Premier Money Market

With our high-yield, tiered money market account, the more you keep in your account, the more interest you will earn. Watch your investment grow in a stable environment and get the added benefit of flexibility to withdraw your funds whenever you need to.

Balance                                                      Rate Annual Percentage Yield (APY)*
Below $49,999.99 0.150% 0.15%
$50,000.00 - $499,999.99 2.100% 2.12%
 $500,000.00 - $999,999.99 2.600%  2.63%
 $1,000,000.00 and greater 3.100%  3.14%

*Annual Percentage Yield (APY) is accurate as of 1/27/2023 and is subject to change at any time. Minimum deposit to open the account is $50,000. A $10.00 service fee will be imposed each month if the daily balance on any day of the month falls below $50,000. Service fee could reduce earnings. Interest is compound and credited to the account monthly. Rates may change at any time. A Truth in Savings disclosure is available upon request.

CD Specials

Certificates offer a steady return!  Protect your funds during a fluctuating stock market and grow your savings on a timeframe that meets your needs. Choose from the special rates and terms below.
Term Rate Annual Percentage Yield (APY)**
 11-Month  4.10%  4.16%
 15-Month  3.50%  3.55%
 26-Month  3.40%  3.44%
 55-Month  2.55%  2.57%

**Annual Percentage Yield (APY) is accurate as of 1/27/2023 and is subject to change at any time. An early withdrawal penalty may apply to certificate accounts. The Truth in Savings disclosure is available upon request. $2,500 minimum balance required to open account and earn the stated APY. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Offer may be withdrawn at any time. Individual Retirement Accounts (IRAs) do not qualify for these rates.

 

OSB Community Bank

Visit any of our Ottawa, Marseilles or Morris locations

ABA Routing #271972925

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