toy car besides a pile of coins and a calculator

Main

Auto Loans

JimRochetto637786500494442246

Jim Rochetto

NMLS#18672158

815-366-5453 (DIRECT)

Jim has over 30 years of banking experience. He is responsible for all aspects of the bank’s retail lending other than owner-occupied first mortgages. This includes business development, origination, underwriting and servicing. The loan products include HELOCS, auto, boat and RV loans, and unsecured loans. Jim also works with small business clients to meet their credit needs.

Jim holds a BS in finance from Western Illinois University.

 

 


Tamara Dahl

Tamara Dahl

NMLS#1867215

815-366-5476 (DIRECT)

Tamara has been with OSB Community Bank since March 2019, serving as the Retail Manager of our Morris branch facility. With over 11 years of retail lending experience, Tamara possesses the knowledge and expertise to meet the retail credit needs of our Morris customers. Tamara holds an associates degree in paralegal services and has been involved in a number of community organizations and events. In her spare time, Tamara enjoys antiquing, crafting and camping.


Current auto loan specials on 2018 thru 2022 vehicles  Rates too GOOD to be true!!!  Call us today for details.

 

Interest rates as of January 24, 2022:

New/Used – 2018 through 2022

Term Interest Rate Annual Percentage Rate (APR)
Up to 60 Months 3.50% 3.861%
61 – 72 Months 4.125% 4.430%

Used – 2016 through 2017

Term Interest Rate Annual Percentage Rate (APR)
Up to 60 Months 4.250% 4.616%

Used – 2013 through 2015

Term Interest Rate Annual Percentage Rate (APR)
Up to 60 Months 5.250% 5.614%

Used – 2012 & older

Term Interest Rate Annual Percentage Rate (APR)
Up to 48 Months 6.25% 6.621%

Above rates will receive a .25% discount with an Automatic Funds Transfer from an OSB checking or savings account.

Borrowers with higher credit scores will receive the rates listed above.

Lower credit scores will result in higher interest rates.  Your rate will depend on your credit score.

Rate qualifications will be determined by taking the score of each applicant and averaging the scores.

Payment Example: A $10,000.00 new car loan for a term of 60 months at 3.50% would require 60 monthly payments of $181.90.

*All rates and terms are subject to change without notice.

Please Note: OSB Community Bank is committed to protecting your privacy and ensuring your private information is secure. For your protection, please do not send sensitive information such as account numbers, Social Security Numbers or private information through email.

 

OSB Community Bank

With locations in Ottawa, Marseilles and Morris, Illinois

OSB on Facebook
 
 
Disclosures
Copyright 2022 by OSB Community Bank
Equal Housing Lender
FDIC Insured